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Online Banking

Tools to Manage your Accounts

When you’re running a business every minute counts.  We’re here to help make each one as efficient as possible. With United Bank & Trust Company’s online and mobile banking services, you can access your accounts from almost anywhere.

Online Banking Features

Once you’re enrolled you can complete a variety of tasks, including:

  • Transfers among bank accounts
  • Loan payments
  • Balance reporting
  • View images of cleared checks
  • View up to 24 months of account histories
  • View up to 2 years of statements
  • Stop payment requests
  • Scheduled, recurring or one-time bill payments
  • Order checks online
  • Ability to download to financial management software
  • View dollar amounts of clearing items
  • ACH origination with dual control (credit/debit)
  • Direct Deposit Payroll
  • NACHA Import
  • EFTPS (Electronic Funds Tax Payment Service)
  • Wire transfer origination with dual control & repetitive templates
  • Establish controls for Sub-users


When you’re a business owner, paying bills is part of the job. BillPayer allows you to designate occasional, monthly, or automatic bill payments. The best part? No more writing checks, stuffing envelopes, mailing your payment and waiting for the transaction to clear.

Notify Me Alerts

With our email alerts, you can receive notifications related to your account balance, transaction limits and other personal items.

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Mobile Banking Services

Access your accounts via our mobile banking apps or your device’s web browser. Utilize text banking
to check your account balances, schedule a transfer or sign up to receive text alerts.

UBTC App Features

UBTC iPhone & Android apps give you quick and easy access to your accounts and offer additional features including Touch ID and mobile check deposit. Download the app and log in with the same credentials you use to log in to online banking.

Download for iPhone Download for Android