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Business Loans

Lending Solutions for Business of Any Size

United Bank & Trust Company is proud to support local businesses in the communities we serve. From lines of credit to loans for purchasing new office equipment and inventory, we’re here to help your business thrive.

Commercial Real Estate Loans

Whether you’re just starting a business and looking for office space, or you’re established and looking to expand, our lenders can create a loan solution that leads you to the right space. We offer competitive rates and terms that will work for any business owner.

Commercial Lines of Credit

Many businesses experience variations in cash flow throughout the year. A business line of credit allows you to draw money as you need it and is perfect for purchasing additional inventory, making seasonal purchases or addressing working capital needs.

Term Loans

This type of loan can address a wide variety of needs for your business. Typical term loans include equipment financing, refinancing existing debt, or adding working capital into your operation. Term loans are structured to fit your repayment ability.

SBA Loans

We offer loans through the Small Business Administration to help business owners overcome the obstacles of getting their business off the ground, including guaranteed loan. Learn more about SBA loans by visiting their website.

Learn More About SBA Loans

Apply for a Business Loan

If you’d like to learn how our lending staff can provide the right loan for your business, please stop into any of our offices. We’d be happy to speak with you.

  • Shawn Loughren

    Shawn Loughren

    Vice President

    NMLS: 473913

    Divisions: Ag Lending, Business Lending, Residential Lending

    Location: Alden

    Phone: (515) 859-3391

    Contact Me
  • Larry Miller

    Larry Miller

    Vice President

    Divisions: Ag Lending, Business Lending

    Location: Hampton

    Phone: (641) 456-5587

    Contact Me
  • Lynette Mossman

    Lynette Mossman

    Loan Officer

    NMLS: 917528

    Divisions: Business Lending, Residential Lending

    Location: Dows

    Phone: (515) 852-4151

    Contact Me
  • Grant Petersen

    Grant Petersen

    Vice President

    Divisions: Ag Lending, Business Lending

    Location: Sheffield

    Phone: (641) 892-4110

    Contact Me
  • Rick Rosburg

    Rick Rosburg

    Vice President

    NMLS: 561502

    Divisions: Ag Lending, Business Lending, Residential Lending

    Location: Hampton

    Phone: (641) 456-5587

    Contact Me
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Loans for Your Business

Our lenders can create a loan for businesses of any size to help them grow and thrive in our communities.

Browse Business Loans

Manage Your Accounts Online

Utilize Online & Mobile Banking to manage your UBTC accounts from nearly anywhere.

Manage Your Accounts

Meet Our Helpful Staff

Meet the team at UBTC that is ready to handle all of your banking needs.

Meet the Team