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According to a recent National Retail Federation survey, this year more Americans plan to save -- not spend -- their tax refunds than any year in the survey's nine-year history. The survey found 43.8 percent of those expecting refunds will stash some of their cash in savings, up from 42.1 percent last year. If you're fortunate enough to receive a tax return this year, consider following suit and putting it in savings. Here are some other financially smart uses for your tax return.
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