Small businesses are critical to the American economy. For small companies to survive and generate new jobs, they need credit on affordable terms. If you've considered starting a small business, have you thought about how to fund it? Borrowing money is one of the most common sources of funding a small business. Before you approach your lender for a loan, it is a good idea to understand as much as you can about the factors the bank will evaluate when they consider your application.
After the holiday celebrations, many people end up with more debt than they would like. January is a good time to think about ways to manage debt and make resolutions to achieve financial stability.
1. Develop a budget. The first step toward taking control of your financial situation is to do a realistic assessment of how much money you take in and how
The Better Business Bureau (BBB) investigates thousands of scams every year, from the latest gimmicks to schemes as old as the hills. Recently, the BBB came out with the Top 10 Scams of 2011. They divided scams into nine major categories and picked the top scam in each. Then, they named the "Scam of the Year."
As you're considering your New Year's resolutions for 2012, don't forget to think about your money. The New Year is a great time to assess your finances, gain control and stick to a new budget or saving plan. Taking control of your personal finances will allow you to save and prepare for unexpected expenses. Here are some tips to help you get started:
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