Financial abuse is one of the most reported types of abuse and is often directed at older adults. Perhaps most alarming is that roughly two-thirds of the abusers are family members, often the victim’s spouse, adult children or grandchildren. Research also shows that abusers may be dependent on the victim’s resources, live in the victim’s home and may have additional personal problems, such as substance abuse. Everyone has the right to be safe from physical, emotional or financial abuse, neglect, abandonment, confinement or intimidation.
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Just a few years ago, Americans conducted online banking mostly through desktop-based personal computers. Now, banking connectivity comes in many forms. Today’s household, for example, might include one or more of the following: smartphone, tablet, laptop computer, desktop computer and smartwatch, any one of which can be used to connect to an online account—and with each other in some cases. Experts call this interconnectivity—the Internet of Things, a term you will likely begin hearing more and more as the technology develops.
One of the best ways to protect yourself from criminals is by taking an Integrated Approach to security. Please review the attached Internet Banking & The Internet of Things brochure to learn more.United Bank & Trust Company, Member FDIC
If you use credit and/or debit cards, you might begin to see something different about them in the weeks and months ahead. The difference is in a small, square area on the card that contains an embedded computer chip. The new cards employ microchip technology and go by many names: smart card, chip card, smart-chip card, chip-enabled smart card, chip-and-choice card, EMV and EMV card.
Please review the Smart Cards & Chip Technology brochure to learn more.
United Bank & Trust Company, Member FDIC
Heading off to college represents a number of firsts. For many students, it’s the first time they are in direct control of their money. Putting together a budget requires time and effort. UBTC offers the following steps to create a budget:
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