One of the greatest challenges a business faces is efficiently managing their financial accounts and transactions. For some businesses, this task is a constant headache, while other businesses seem to breeze through this challenge with no problems. At United Bank & Trust Company we offer an array of products and services to ensure you are in the “breeze” category! Contact us for more information on the availability, terms and fees for each product. Start enjoying a new level of control over your company’s cash flow today!
Check ImagingWith our check imaging system, you can view, print and store images of cancelled checks. Check images – both front and back sides - are available online if you use our Internet Banking program. If you receive a monthly paper statement, images of the front side of your cancelled checks are included with your statement. Images of the front and back sides of your cancelled checks can also be burned to a CD for convenient storage. Our online and CD options allow you to search for check images by date, check number or amount. If you write a lot of checks for your business, you’ll appreciate the convenience and efficiency of check imaging!
Merchant Card Processing
If your business currently does, or would like to accept payment by credit or debit United Bank & Trust Company can help!
Business Credit Cards
Simplify your accounting and maximize your convenience with a separate credit card for business expenses. We offer the Business Edition Visa Card for making the credit card purchases you need.
Business Debit Cards
United Bank & Trust Company debit cards are excellent tools for many business situations. In addition to the features and advantages of traditional debit cards, the option to have multiple cards, each with a specified limit, is available. All cards are tied to one business checking or savings account so you can control and monitor card usage quickly and conveniently. UBTC business debit cards issued April 1, 2016, and after utilize chip card technology in conjunction with the traditional magnetic stripe. The chip adds an additional layer of security to in-person card transactions.
United Bank & Trust Company has partnered with SHAZAM, our electronic funds transfer network, to implement additional layers of security. Falcon Fraud Manager monitors your card activity for fraudulent transactions. If suspicious activity is detected you will be contacted by UBTC, or a SHAZAM fraud specialist callng on our behalf, to verity the transactions in question. SHAZAM Bolt$ is a fraud transaction alerting, balance monitoring and ATM locator application. You can also use this app to block and unblock your debit card with our transaction control feature! Download SHAZAM Bolt$ for free from the Apple Store, Google Play or log into bolts.shazam.net and select 'New Mobile Card User'. To view the cardholder user guide click here.